OAKWOOD INSURANCE

HOME INSURANCE

We have the ability to cover your 1 bedroom flat or your 7 bedroom mansion, your holiday home in Devon or your villa in Spain. Wherever your world takes you we can offer cover for your buildings your contents and your personal possessions. The policies that we sell can be tailor made to your busy schedule, if you don't want to be restricted by insurer warranties then we can help or alternatively if you only need the most basic of covers we can supply a scaled down policy. Our goal is to grow with you as you grow your life.

WE CAN OFFER SOME OF THE FOLLOWING COVERS:

AVOID UNDER INSURANCE

Some of our high net worth insurers, won't make under-insurance your problem by leaving you to guess the amount of cover you need. They have expert appraisers who provide a free service to establish the rebuild cost of your property.

FULL COST OF DAMAGE AND REBUILD IS COVERED

Once your home is appraised, your insurers will rebuild your damaged home exactly as it was before - even if it costs more than originally agreed in the policy. And to maintain your standard of living, if a property is being rebuilt, you may be covered to stay in a comparable property.

YOUR CHOICE OF CONTRACTORS

In the majority of cases insurers will allow you to choose your contractors and craftsmen. Some insurers will insist that you use their contractors. This is cheaper for them, but specialist repair can be paramount to the future market value of your property.

'ALL RISKS' WORLDWIDE COVER, INCLIDING ACCIDENTAL LOASS AND DAMAGE

Some of our policies offer a broad cover which means all your possessions are automatically covered wherever you are in the world for accidental loss and damage, including breakage - even when traveling or in storage.

NO RESTRICTIVE CONDITIONS OR 'WARRANTIES'

Many insurers' small print can restrict your lifestyle. Some of our high net worth providers don't do this. We rely on your natural concern to care for your possessions. For example, unlike some Direct insurers, we don't insist you set your alarm every time you leave the house for just 5 minutes (this is warranty based).

WE SETTLE ON A 'NEW FOR OLD' BASIS

When replacing your contents, Insurers will pay you what it costs to replace the item today, up to the agreed level of your sums insured. So all your possessions, from sports equipment to valuable antiques, are covered, without deduction or depreciation - even clothing.

CHOICE OF CASH OR REPAIR/REPLACEMENT

Insurers may give you the choice to receive cash, up to the policy limit, if you decide not to rebuild your home or replace your possessions in the event of a total covered loss.

ALL HOMES ON ONE POLICY

All your homes can enjoy the same exceptional cover on the same policy as your main residence.

IDENTITY FRAUD AND FAMILY PROTECTION COVER

Our high net worth policies provide cover for identity fraud, kidnap, car jacking, aggravated burglary, air rage and stalking incidents within a home policy. They offer a claims service that can help to overcome the financial, physical and emotional trauma of such occurrences.

Car jacking, is also offered on some high net worth household policies aggravated burglary and stalking cover can also be covered is worldwide, apart from those countries listed on the Foreign Office 'Travel Warnings' list.

RANGE OF UNIQUE LIABILITY COVERS ON OFFER FROM VARIOUS INSURERS

For example, worldwide legal liability cover for you and your family - including up to £10 million for libel, slander and defamation. And automatic cover for you and your family when you hire or borrow vehicles in the US/Canada. Some of our policies ¬†also provide up to £100,000 legal expenses for you and your family - covering issues such as bodily injury or employment disputes.

(Please Note: Covers detailed above are dependent on the policy that you have purchased).

If you have any other requirements or need specialist insurance cover please call us today or contact our underwriters by completing the enquiry form on your right.

Oakwood (Insurances) Limited: Home Insurance

WE COVER

• First time buyer • Family Home • Flats

• High Value Homes • Holiday Homes

• Rental and Buy to Let Properties • Estates

• Family Legal Protection and ID Fraud

CONTACT US

IF YOU HAVE ANY OTHER REQUIREMENTS OR NEED SPECIALIST HOME INSURANCE COVER PLEASE FILL IN THE FORM BELOW AND WE WILL BE IN CONTACT WITH YOU SHORTLY:

Alternatively call us today on: 020 8950 0166 and we can discuss your home insurance requirements.

USEFUL INFORMATION

About Oakwood Insurance

ABOUT OAKWOOD

Oakwood Insurance is an independent Insurance broker based in Bushey Heath Hertfordshire, with connections countrywide. We specialise in Commercial and Personal Lines Insurance | MORE

Oakwood Insurance: Emergency Numbers

EMERGENCY NUMBERS

If you have an emergency and need to claim please download our EMERGENCY NUMBERS PDF and contact the appropriate claims number listed that relates to your policy provider | MORE

Oakwood Insurance: Useful Links

PARTNER LINKS

We work with/and partner with a number of useful companies that specialise in temporary cover, installing safes, installing security, valuations, risk management and car repairs | MORE