POLICY TERMS, CONDITIONS AND CLAIMS
All insurance policies contain conditions, exclusions and some warranties which if they are breached may well void the insurance completely regardless of whether any loss is caused by the breach. As such we cannot stress too highly the importance of being familiar with the obligations imposed upon you by the terms of the policy and the limitations of its scope.
Similarly, if you should become aware of any claim, or circumstances which could lead to a claim being made, you must notify us immediately and in writing if required. Failure to do so could prejudice your position. Please do consult us if you are in doubt on any aspect of your insurance arrangements.
YOUR DUTY TO GIVE INFORMATION
Your attention is particularly drawn to the importance of the Declaration and Signature on the Insurer’s proposal forms. Any failure to disclose facts material to the insurance or any inaccuracies in your answers could invalidate your cover , which could result in part or all of a claim not being paid. You have a continuing obligation to disclose facts material to the insurance throughout the period of cover and at renewal of the policy. If you are in any doubt as to whether to advise the Insurer of a change in circumstances that may be relevant to the cover then it is preferable to do so.
OUR STATUS
This terms of business shall be governed by and construed in accordance with the Laws of England and Wales and the parties submit to the exclusive jurisdiction of the courts of England and Wales:
- Cheam Insurance Brokers Limited of:
4a Ewell Road, Cheam, Surrey SM3 8BU is authorised and regulated by the Financial Services Authority - Tel 020 8652 7733 Fax 020 8652 7744
- Our FSA Register number is 313905
- Registered in England No 05052214
- Consumer Credit Act Licence No 564086
- Our permitted business is advising and arranging general insurance contracts and you can check this on the FSA’s Register by visiting the FSA’s website www.fsa.gov.uk/register/ or by contacting the FSA on 0845 606 1234
- Data Protection Act Registration No. Z8828596. Registered Office: Belmont Place, Belmont Road, Maidenhead Berkshire, SL6 6TB
USEFUL INFORMATION
ABOUT OAKWOODOakwood Insurance is an independent Insurance broker based in Bushey Heath Hertfordshire, with connections countrywide. We specialise in Commercial and Personal Lines Insurance | MORE |
EMERGENCY NUMBERSIf you have an emergency and need to claim please download our EMERGENCY NUMBERS PDF and contact the appropriate claims number listed that relates to your policy provider | MORE |
PARTNER LINKSWe work with/and partner with a number of useful companies that specialise in temporary cover, installing safes, installing security, valuations, risk management and car repairs | MORE |